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             Privacy Policy 
             The Employers’ Choice Inc. (“TEC”) 
              is a human resources management consulting firm that provides advice, 
              programs, human resources outsourcing, and training to employer 
              clients. 
            Our employees hold various human resources professionals’ 
              designations by recognized authoritative bodies and their activities 
              may be governed by outside professional codes of conduct and standards 
              of practice. Consistent with our obligations as professionals, we 
              are dedicated to maintaining high standards of confidentiality with 
              respect to the information that has been provided to us.  
            In addition to existing professional obligations, 
              TEC is committed to ensuring that all handling of personal information 
              occurs in compliance with applicable privacy legislation including 
              the Personal Information Protection and Electronic Documents Act. 
              This Privacy Policy (the “Policy”) has been prepared 
              to communicate the principles, guidelines and practices that flow 
              from our commitment to protecting the privacy of the personal information 
              of our clients, their employees, service providers and other individuals. 
              In particular, the Policy addresses the following: 
													
            
              - The Professional 
                Relationship
 
              - The Definition 
                of Personal Information
 
              - Collection of 
                Personal Information
 
              - The Types of Personal 
                Information we collect
 
              - Disclosure of 
                Personal Information
 
              - Consent 
                to Collection, Use and Disclosure
 
              - Storage, Security 
                and Protection of Personal Information
 
              - Retention of Personal Information
 
              - Access and Accuracy
 
              - Privacy and Electronic Communication
 
              - Changes to the Privacy 
                Policy
 
              - Questions and Further 
                Information
 
                 
               
             
            1. The Professional 
              Relationship 
													
            As a general rule, all information concerning 
              the business, the employee make-up of the business and/or affairs 
              of an employer acquired either for the purpose providing proposals 
              or fee estimates or in the course of providing services shall be 
              held in strict confidence and will not revealed to anyone unless 
              expressly or implicitly authorized by the person or organization 
              concerned.  
            A professional relationship develops when TEC 
              has determined that it is appropriate to offer services to a particular 
              client and the client has agreed to retain the services of TEC. 
              It is TEC’s practice to provide proposals and time estimates 
              for every project and to obtain a consent and acknowledgement before 
              beginning any work. 
													
            2. 
              The Definition of Personal Information 
													
            Canadian privacy legislation defines “Personal 
              Information” broadly as information about an identifiable 
              individual or as information that allows an individual to be identified. 
              For the purposes of this Policy, Personal Information means information 
              about an identifiable individual as defined from time to time in 
              applicable privacy legislation. Generally speaking, Personal Information 
              does not include what is considered business contact information; 
              i.e. an individual’s name, title or position, business address, 
              telephone number, facsimile number, and e-mail address. 
													
            3. 
              Collection of Personal Information 
													
            TEC collects, uses and discloses Personal Information 
              about our clients, employees of clients, and service providers in 
              order to provide clients with consulting services. Personal Information 
              is also collected, used and disclosed for client communication, 
              marketing and internal professional development purposes. More specifically, 
              we collect, use and disclose Personal Information for the following 
              purposes:  
													
            
              -  to establish and manage client relationships, 
                provide services, and avoid conflicts of interest; 
 
              -  to analyze in order to make specific recommendations for changes 
                to employer practices;
 
              -  to organize and prepare Personal Information for submission 
                to third parties designated and approved by clients. Such third 
                parties may include the client’s legal counsel, accountants, 
                group benefit providers, compensation surveyors, pension investment 
                managers, authoritative governing bodies, and payroll services;
 
              -  to establish and maintain commercial relationships with clients, 
                suppliers and other third parties, including to issue invoices, 
                administer accounts, collect and process payments, and to fulfil 
                contractual obligations; 
 
              -  to understand and respond to client, supplier and other third 
                party needs and preferences, including to contact and communicate 
                with such parties and to conduct surveys, research and evaluations; 
              
 
              -  to distribute our Employers’ Edge newsletters, seminar 
                information and other material to individuals on our mail and 
                e-mail lists; 
 
              -  to develop and manage our knowledge-management precedent systems 
                and databases; 
 
              -  to develop and manage TEC’s business and operations; 
              
 
              -  to detect and protect TEC and other third parties against error, 
                negligence, breach of contract, fraud, theft and other illegal 
                activity, and to audit compliance with TEC’s policies and 
                contractual obligations; 
 
              -  as permitted by, and to comply with, any legal or regulatory 
                requirements or provisions; and 
 
              -  for any other purpose to which you consent. 
 
             
            4. The 
              types of Personal Information we collect 
													
            The types of Personal Information that TEC may 
              collect include an individual’s name, home address, telephone 
              number, personal e-mail address, and billing and account information. 
              In addition, in the course of providing services, we may collect 
              or be exposed to a wide variety of information about a client’s 
              employees and job applicants including social insurance numbers, 
              health insurance numbers, education and training courses taken, 
              group insurance policy application and claim numbers, chequing account 
              numbers, personal health information, health and safety records, 
              workers’ compensation claim information, results of a self-identification 
              study as may be reported under an employment equity program, credit 
              history, compensation information, individual performance data, 
              and shareholder status.  
            We do not sell, trade, barter or exchange any 
              information obtained, including and especially any information obtained 
              in the course of professional relationships.  
													
            5. 
              Disclosure of Personal Information 
													
            In the course of providing services, TEC may 
              disclose Personal Information to:  
													
            
              - service providers, including an organization 
                or individual retained by TEC to perform functions on its behalf, 
                such as marketing, data processing, document management and office 
                services; 
 
              - an organization or individual retained by TEC to evaluate your 
                creditworthiness or to collect debts outstanding on an account; 
              
 
              -  a financial institution, on a confidential basis and solely 
                in connection with the assignment of a right to receive payment, 
                the provision of security or other financing arrangements; 
 
              -  a person who, in the reasonable judgment of TEC, is providing 
                or seeking the information as your agent; or
 
              -  any third party or parties, where you consent to such disclosure 
                or where disclosure is required or permitted by law. 
 
             
            6. 
              Consent to Collection, Use and Disclosure 
													
            By submitting Personal Information to TEC or 
              its service providers and agents, you agree that we may collect, 
              use and disclose such Personal Information in accordance with this 
              Privacy Policy and as permitted or required by law. Subject to legal 
              and contractual requirements, you may refuse or withdraw your consent 
              to certain of the identified purposes at any time by contacting 
              TEC’s Chief Privacy Officer identified below. If you refuse 
              to consent or withdraw your consent, we may not be able to provide 
              you or continue to provide you with certain services or information 
              which may be of value to you. If you provide TEC or our service 
              providers and agents with Personal Information of another individual, 
              you represent that you have all necessary authority and/or have 
              obtained all necessary consents from such person to enable us to 
              collect, use and disclose such Personal Information for the purposes 
              set forth in this Privacy Policy and in accordance therewith. 
            There are circumstances where collection, use 
              or disclosure may be justified or permitted or where we are obliged 
              to disclose information without consent. These circumstances could 
              include:  
													
            
              - Where the information is publicly available; 
 
              -  Where required by law or by order of a court or tribunal; 
 
              -  Where we believe, upon reasonable grounds, that there is an 
                imminent risk of death or serious bodily harm to an identifiable 
                person or group; 
 
              -  Where it is alleged that a partner, associate or employee of 
                TEC is guilty of a criminal offence or guilty of malpractice or 
                misconduct; 
 
              -  Where it is necessary to establish or collect fees. 
 
             
            In such circumstances, we will not collect, use 
              or disclose more information than is required.  
													
            7. 
              Storage, Security and Protection of Personal Information 
													
            TEC endeavours to maintain adequate physical, 
              procedural and technical security with respect to our offices and 
              information storage facilities so as to prevent any unauthorized 
              access, disclosure, copying, use or modification. Your Personal 
              Information is stored in secured locations and on servers controlled 
              by the owners of The Employers’ Choice Inc., located either 
              at our office or at the offices of our services providers. To help 
              protect the confidentiality of your Personal Information, TEC employs 
              physical, administrative and technological safeguards appropriate 
              to the sensitivity of your Personal Information. For instance, we 
              operate secure data networks protected by industry standard firewall 
              and password protection systems. In addition, where Personal Information 
              is sent to a third party for processing, we make sure, through our 
              contracts with such third parties, that all Personal Information 
              is kept secure. 
													
            8. Retention 
													
            Because of the nature of the professional relationship  and the services we provide it is our practise to retain paper versions of our files and the Personal Information contained therein for three (3) years, unless for legal purposes it is required to be retained for longer periods. Paper files are shredded by qualified outside vendors. Electronic data will be stored for a minimum of seven (7) years. This retention policy has developed for the convenience of our clients, many of whom have expressed their expectation that we retain our copies of their files many years after the services we have provided have been performed and completed in case they require access in the future. 
            9. Access and 
              Accuracy 
            Access requests should be sent to our Chief Privacy 
              Officer, using the contact information provided below. Upon receiving 
              a written request and subject to any applicable exemptions, TEC 
              will inform you of the existence, use, and disclosure of your Personal 
              Information and will give you access to that information and the 
              opportunity to correct any inaccurate Personal Information that 
              is in the possession of TEC. TEC endeavours to maintain the accuracy 
              of any information in its possession, with respect to active matters. 
              Information contained in closed files is not actively updated or 
              maintained. 
            We encourage our clients and other individuals 
              to make efforts to advise TEC of any changes in the information 
              that we have in our possession. 
            10. 
              Privacy and Electronic Communication 
            
              -  Exchange of Information Via E-mail - TEC does 
                not guarantee the confidentiality of any communications made by 
                you via e-mail or otherwise through our website and cannot guarantee 
                that any such communications are confidential. If you wish to 
                provide information of a confidential or sensitive nature to TEC, 
                please contact your TEC representative directly by telephone to 
                arrange for delivery/transmission of such information by secure 
                means.
 
              -  Distribution Lists  By virtue of the nature of our contacts 
                the human resources field, TEC has created an e-mail distribution 
                list in order to circulate employment opportunities in the HR 
                field, or information regarding upcoming training or events or 
                services available. The positions circulated may or may not be 
                opportunities within TEC or with one of TEC’s retained 
                clients. Anyone in the general public may elect to join this distribution 
                list at any time. Any individual consenting to be on this list 
                consents to receiving information about employment opportunities, 
                information regarding upcoming training or events or services 
                available. Any individual on the list may request removal at any 
                time. 
 
              -  Web Site - In order to provide our website visitors with a 
                service or information, visitors may voluntarily submit Personal 
                Information to us via email for purposes such as asking a question, 
                obtaining information, reviewing or downloading a publication 
                or participating in a seminar or other event. Occasionally, we 
                may send marketing or promotional e-mail communications to you 
                with information that may be useful.
 
              -  Cookies - In browsing the Internet, you will encounter a technology 
                called "cookies" which can be used to provide you with 
                specific information from a Web site. A "cookie" is 
                an element of data that a Web site can send to your browser, which 
                may then store it on your system. TEC’s website does not 
                currently use cookies. 
 
              -  Links - Our website may contain links to other websites which 
                are provided as a convenience only. Visitors are advised that 
                other third party websites may have different privacy policies 
                and practices than TEC, and TEC has no responsibility for such 
                third party websites. 
 
             
            11. 
              Changes to the Privacy Policy 
            TEC reserves the right to modify or supplement 
              this Policy at any time. If we make a change to this Policy, we 
              will post such changes on our website and make such revised policy 
              and changes available upon request to TEC’s Chief Privacy 
              Officer. However, TEC will obtain the necessary consents required 
              under applicable privacy laws if it seeks to collect, use or disclose 
              your Personal Information for purposes other than those to which 
              consent has been obtained, unless otherwise required or permitted 
              by law. 
            12. 
              Questions and Further Information 
            Any question concerning the management of their 
              Personal Information, should first be addressed by the client to 
              the lawyer responsible for the client’s legal affairs. In 
              addition, TEC has appointed a Chief Privacy Officer to oversee compliance 
              with this Policy and applicable privacy laws. Any questions related 
              to this Policy or the handling of Privacy Information by TEC can 
              be addressed with the Privacy Officer at the contact information 
              below: 
            CHIEF PRIVACY OFFICER 
              The Employers’ Choice Inc. 
              2 County Court Blvd. 
              Suite 430 
              Brampton, Ontario L6W 3W8 
            If you are not satisfied with TEC’s response 
              to a privacy related matter, you may contact the Office of the Privacy 
              Commissioner of Canada at 1-800-282-1376 or at www.privcom.gc.ca. 
             
             
              ... Providing human resources solutions, systems and training 
              
             
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